Earlier the better

Once there were three friends A,B and C.

A won a cash prize of Rs 100/- in a school competition at the age of 10 . He invested the money such that it earned him an interest of 18% per annum .B won a scholarship of Rs200/- at the age of 15 which he invested in the same way as A did. Five years later C invested Rs 400/- in the same fund as A and B did earlier. At the age of 60 all three decide to withdraw their investments . Any guesses on who got more returns? It should be C as his investment is 4 times to that of A's and twice of B's . But lets get in to mathematics.

Applying the 18% interest on the respective principles for the respective periods of investment we have the value of returns as follows

A - 392735.7

B - 343336.7

C - 300151.3

Surprised ... Yes A receives more returns...though his investment is the least!!!

Now Lets try to apply the same to our life.

Moral 1 : Earlier we pick up any habit--hobby--anything, better we will be at that. We might start to inculcate any habit at later stage of life with a greater intensity but still it might not help to that extent.

Moral 2 : Persistence is the key -- We will have to continue to pursue the habit--hobby . The amount would have not been so high if it was not invested for so long.